Daily Deposit
Daily Deposit collection app
Traditionally, collection of daily deposit is tedious and lengthy and involves making manual entries and preparing receipts. The collection agent can make a mistake in writing down the transaction data (A/c No., Amount, Date) on receipts. Moreover, the cash is not deposited in Customer A/c’s in real-time and there can be delays if the agent is not able to deposit the cash in Bank in time. There is also a possibility of fraud, as the agent can dupe Customers by writing wrong receipts, or hold on to collected cash for some days for personal use. Harit Daily Deposit Collection solution solves all these problems.
Features
- Agent Mobile App: Pigmy Agents can collect cash from Customers using a Mobile App which is installed on Agent’s Mobile/Tablet.
- Customer Mapping: Only the Customer A/c’s assigned to an Agent are loaded in that Agent’s App.
- Data Capture Simplified: Agent collects amount from Customer, selects Customer A/c No. in app, enters amount, presses ‘Submit’ button.
Benefits
- Simple and convenient transaction data capture and processing
- Portable devices ideal for Doorstep Banking and Financial Inclusion
- Rules out manual errors Fully online;
- transactions processed immediately in real-time
- Customer receives electronic receipt via SMS
- immediately No delay in crediting pigmy
- amount in Customer A/c Minimum risk of fraud
- Easy for Bank/Society to launch and rollout the system
- Real-time updating of CBS